FinaegistrustBank combines institutional-grade security with zero-friction digital banking — built for modern life, wherever you are in the world.
From everyday spending to wealth building — we have an account designed for exactly where you are right now.
The perfect entry point. Zero minimum balance, instant card issuance, and full access to our digital banking suite — free forever.
For those who want more. Higher limits, travel insurance, premium support, and a metal card that commands respect.
Dedicated private banking for high-net-worth individuals. A dedicated relationship manager. Your money, your way.
We built the infrastructure so you never have to think about it.
Every transaction, every login, every API call is protected by the same encryption standard used by intelligence agencies. Biometric authentication, device fingerprinting, and behavioral analytics work together silently in the background so your money stays yours — always.
Send money to any bank in over 60 countries in real time. Local transfers settle in under 3 seconds. No waiting, no surprise delays.
AI-powered categorization automatically tags every purchase, builds your spending profile, and surfaces patterns you didn't know existed.
Hold, send, and receive in 15+ currencies with mid-market exchange rates and no hidden conversion fees.
Create savings pots with a target amount and date. Automated round-ups and scheduled contributions help you reach goals faster.
Every rate, every charge, laid out plainly. Compare across our accounts and know exactly what you pay.
| Product | Interest Rate | Monthly Fee | Transfer Fee | ATM | Risk Level |
|---|---|---|---|---|---|
| Finaegistrust Starter | 0.50% APY | Free | Free (local) | 3 free / month | Low |
| Finaegistrust Pro | 1.75% APY | $12.00 | Free worldwide | Unlimited | Low |
| Finaegistrust Private | 3.20% APY | $79.00 | Free worldwide | Unlimited | Low |
| Personal Loan | from 6.9% APR | — | — | — | Medium |
| Home Mortgage | from 4.25% APR | — | — | — | Medium |
| Business Credit | from 8.5% APR | — | — | — | Variable |
"Switched from my old bank of 12 years. The onboarding took 8 minutes, my card arrived in 3 days, and the app is genuinely beautiful. I actually check my finances now because it's enjoyable."
"As an expat sending money home every month, the multi-currency feature and mid-market FX rates have saved me hundreds of dollars a year. This is what banking should feel like."
"The business account approval was fast, the limits were reasonable, and my relationship manager actually knows my company's situation. First time I've felt like more than an account number."
We started FinaegistrustBank because we were tired of banks that profited from confusion. Every hidden fee, every opaque exchange rate, every 3-day transfer delay — designed by banks, for banks. We built something different: a bank that works for the person holding the card.
We believe that financial clarity shouldn't be a privilege. Whether you're sending $50 home or managing a $5 million portfolio, you deserve the same quality of information, the same speed of execution, and the same respect.
That belief shapes everything we build: clear pricing, instant notifications, honest error messages, and support that doesn't make you wait on hold for 45 minutes to dispute a $12 charge.
Competitive rates, instant decisions, and a fully digital process from application to fund disbursement in as little as 24 hours.
Adjust the inputs to explore different scenarios. Rates shown are indicative — your final rate is confirmed after application.
Our credit engine evaluates your application in real time. Most customers receive a decision within 60 seconds — no waiting for a call-back.
Pay off your loan ahead of schedule at any time — we never charge a fee for it. Your financial flexibility is non-negotiable.
Found a lower rate elsewhere? Show us and we'll match it — or beat it. No one should overpay just because they didn't shop around.
Optional payment protection insurance covers your repayments in the event of illness, redundancy, or accident — up to 12 months.
We're a team of 1,400 people across 12 offices who believe that building better financial infrastructure is one of the most impactful things you can do with a career. We're hiring across engineering, product, design, compliance, and operations.
Whether you have a question about your account, need help with a transaction, or want to speak to our Private Banking team — we're always within reach.
We typically respond within 2 business hours. For urgent matters, please call us directly.
The short version: we collect only what we need, we never sell your data, and you can ask us to delete everything at any time. The full version is below.
FinaegistrustBank Ltd ("FinaegistrustBank", "we", "us") is committed to protecting your personal information. This Privacy Policy explains what data we collect, why we collect it, how we use it, and what rights you have over it.
This policy applies to all products and services operated by FinaegistrustBank, including our mobile apps, website, and any third-party integrations you choose to connect. It applies to customers, prospective customers, and visitors to our website.
We collect information in three ways: information you give us, information we generate when you use our services, and information from third parties where you've given consent.
Information you provide:
Information we generate:
We use your data to provide and improve our services. We will never use your data in a way that isn't described in this policy or that you haven't consented to.
We do not sell your personal data. We share it only in the following circumstances:
We use cookies and similar technologies on our website and app. These fall into three categories: essential cookies (required for the service to work), analytics cookies (to understand how people use our products), and marketing cookies (to show you relevant content — only with your explicit consent).
You can manage your cookie preferences at any time through the Cookie Settings menu in the app or footer of our website. Withdrawing consent for non-essential cookies will not affect your account or service access.
Depending on your country of residence, you may have the following rights under applicable data protection laws (including GDPR, UAE PDPL, and similar frameworks):
To exercise any of these rights, contact our Data Protection Officer at dpo@Finaegistrustbank.com. We will respond within 30 days.
We protect your data using 256-bit AES encryption at rest and TLS 1.3 in transit. Access to production systems is restricted to authorised personnel only and is subject to multi-factor authentication and full audit logging. We conduct annual third-party penetration tests and maintain ISO 27001 certification.
Despite our best efforts, no system is completely immune to breach. If we experience a data breach that affects your personal data, we will notify you within 72 hours of discovery, as required by applicable law.
For any privacy-related questions, requests, or complaints, you can reach our DPO directly:
You also have the right to lodge a complaint with the supervisory authority in your country of residence if you believe we have processed your data unlawfully.